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2015 Earnings Release

February 19, 2016

We are pleased to report that Terra had an outstanding year in 2015. Book Value per Share rose to an all-time high of $379.12 and Earnings per Share (EPS) equaled $23.09 and was the highest EPS in the Company’s history.

Terra RRG has now generated positive earnings and growth in its share value in every calendar year of its existence. Since inception, Terra’s stock performance has exceeded the performance of the DOW, the NASDAQ, the S&P 500 and other major stock indices over the same period. Terra’s stock value has appreciated 3,700% since its formation in 1988. A mere $26,000 investment in Terra then, is now valued at over $1,000,000.

According to A.M. Best Company and its Capital Adequacy Ratio analysis (BCAR), Terra continues to be the highest rated professional liability insurer in America. Terra’s current BCAR score of 693 well exceeds the insurance industry‘s average BCAR score of 255 and its nearest PL competitor by over 300 points. BCAR is the most relevant measure of an insurer’s ability to meet its ongoing obligations to its policyholders.

Hal Arditti will provide you with a more detailed analysis of Terra’s 2015 performance in the coming weeks along with a bound copy of its audited financial statements. Thanks for your support of the Terra program.

Contact Us

Terra Insurance Company
2 Fifer Avenue, Suite 100
Corte Madera, CA 94925

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